Affordable finance — Members Equity Bank 

Members Equity Bank offers Union members access to a range of low cost banking products and services, including Personal Loans and the Super Members Home Loan. 

Get to know your bank 

Your Union membership gives you the option of applying for any one of the Super Members Home Loans, all of which are offered at a discounted interest rate. As well as a discounted interest rate, other benefits of the SMHL range include:

• No application fee 

• No valuation fee  

• No ongoing account keeping fees 

• Split and top-ups available  

• Free redraw and free lump sum payments 

• No fees for phone or Internet banking 

Applications are subject to credit approval. Fees and charges apply. Terms and conditions available on request. 

Get to know your banks Online Savings Account 

The ME Online Savings Account gives you a great interest rate whilst giving you access to your money via phone or Internet banking at anytime.  

Benefits at a glance: 

• Competitive interest rate on every dollar in your account every day  

• Deposit and withdraw money without penalty at any time  

• No minimum opening deposit or balance required  

• Free phone and Internet banking, and no other fees  

This is general information only and you should consider if the ME online Savings Account is appropriate for you. 

Get to know your banks Credit Card 

Want all the benefits of credit without the hassle of managing reward points or high interest? Looking for an everyday credit card? Then the Members Equity MasterCard is the smart choice.  

Benefits at a glance: 

• One of Australia's lowest ongoing credit card rates  

• Up to 44 days interest free on purchases  

• A low $30 annual fee (waived after the first year if you spend over $7,500 on purchases each year)  

• No charge for additional cardholders  

• Emergency worldwide replacement if card is lost or stolen  

Applications are subject to credit approval. Fees and charges apply. Terms and conditions available on request. 

For more information on the Super Members Home Loan range or any of their other banking products call 13 15 63 or visit www.membersequitybank.com.au today.